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Unreal Estate

Because Real Estate in New York City often seems a little UNreal…

Category: commitment letter

Written by Eirik Davey-GislasonFebruary 26, 2022April 14, 2022

Knowledge is Power: Understanding Amortization and Mortgage Interest Rates

Have you ever calculated how an increase in mortgage interest rates actually affects your purchase in real dollars?

Written by Eirik Davey-GislasonFebruary 3, 2021

Knowledge is Power: Understanding Amortization and Mortgage Interest Rates

Have you ever calculated how an increase in mortgage interest rates actually affects your purchase in real dollars?

Written by Eirik Davey-GislasonFebruary 10, 2020February 3, 2021

Knowledge is Power: Understanding Amortization and Mortgage Interest Rates

Have you ever calculated how an increase in mortgage interest rates actually affects your purchase in real dollars?

Written by Eirik Davey-GislasonApril 5, 2019April 5, 2019

THE NY STATE BUDGET HAS BEEN ADOPTED, BUT WILL IT FIND A HOME?

The 2020 Fiscal Year Budget has been adopted and includes significant changes to state Transfer Taxes and the Mansion Tax. So, what is the impact on buyer and sellers in NYC?

Written by Eirik Davey-GislasonAugust 25, 2018

Purchasing an Apartment in New York City, Part 8: The Board Interview

Welcome to Part 8 of my ongoing blog series, “Purchasing an Apartment in New York City”. In Part 7 of the series, “The Package Has Been Delivered, The Baby’s in the Crib…”  – I prepared you physically and mentally for the several weeks of loss of control and communication while you waited for the waiver of […]

Written by Eirik Davey-GislasonMarch 16, 2018March 16, 2018

AM I READY TO SELL? Some Due Diligence Advice for Sellers in 2018

If you are – or know – a homeowner who is considering selling a home this year – even if you/they are leaning toward selling as a FSBO (for sale by owner) – preparation and overall strategy are key, and due diligence regarding important details such as when to list, for how much and, how should not be overlooked […]

Written by Eirik Davey-GislasonApril 17, 2017

Happy Easter From Eirik Gislason and Unreal Estate!

Written by Eirik Davey-GislasonMarch 25, 2017March 25, 2017

StreetEasy’s Hot Button Issue: Will the New Model Really Benefit Buyers?

Unfortunately, StreetEasy recently announced a change which is likely to jeopardize their relationship with their users (buyers and brokers alike).

Written by Eirik Davey-GislasonFebruary 10, 2017February 10, 2017

Purchasing an Apartment in New York City, Part 6: The Bank

Assuming you are financing a portion of your purchase, the bank will play an important role in the success and timing of the overall process. Therefore, it is important to have some insight into the role your mortgage professional and the bank play, and the behind the scenes process of obtaining a loan.

Written by Eirik Davey-GislasonJune 6, 2014March 28, 2017

Letters of Recommendation: A Little Board Package Levity

Whether you’ve had the “pleasure” of purchasing an apartment in NYC or not, it seems everyone knows the horrors of putting together a co-op (or even condo) board package.  What is asked for in terms of down payment, post closing reserves, debt-to-income ratio and pedigree is the stuff of legend in New York City real […]

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